recession, recession and recession!
everywhere is talking about recession. be it news on tv/newspapers, friends, relatives etc.
are we really going to suffer in this Recession from the start of year 2009?
Before we step into the year 2009, this is already causing many of us to leave down a fear inside us.
Allowing more people to be pessimistic about their futures.
Perhaps it is good to prepare us for the worst in 2009.
However i personally don't like how most people look at it from their views of angle.
Cause' majority of them i know kept telling me :"jia lart liao. 2009 very jialart. die liao lor .. sure will get retrench, pay low etc, life gonna get diffcult etc".
With the 'sure die' mentalilty, most probably [80%] what u says will come true.
haha.. wont die also will be said to die by your mind, soul, and mouth.
It may be a bad thing if you get retrench, but you never know if your next career maybe many times better then your previous one right?
Perhaps, u are super extravangant ever since you've started working and are only experiencing this economic crisis for the very first time. Is also good in one way.
Recession will 'force' you to sit down and redo your personal finanicial management. you can first try tracking down all your daily expenses via weekly basis and review it at the end of the each week. [got to learn to be disciplined ya?]
By the end of the month you can have a total view of your monthly expenditure and move on to your budgeting and of cause' pls continue to record your daily expenses.
Don't forget to make some adjustments to your spending lifestyle as well.
In summary, i believe all things happen for a definite reason.
No matter what situation you're in, always try to look for another perspective lah.
Don't just sit there and whine like a old baby, nothing's gonna to change the fact.
Let's all buck up in whichever areas we need to strengthen in.
All the best. Cheerios! =)
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